#7 _ Really number #1

Effort + Energy = Profit – it’s all about the ROI’S whether it is personal, business or family – this applies


First Howard Theory from the original

Howard Theories are like Saturdays, some work, some play, simply enjoyable.  Shelley gave the “Theories” a name.   First – It’s not about you, but the next generation you bring along.  Give them something to work with.   Theory 1 – Life is small victories, shared with family and friends. Corny and true.   1…