Blame, (praise), for this ramble, resides at the feet of Robert Sapolsky, Stanford … or Chip Silvestri, Sturbridge. Maybe somewhere in between.Why is one persons life so much more wonderful or difficult than another persons life, given the same ingredient mixtures. Some prevail because of and some stumble because of. It may very well be…

I was on the golf course the other day, playing with a know-it-all. It’s an individual sport. It’s not really the wind or the club or the ball. I play Pickleball regularly with random players, PB is a partner sport. So, it’s a little about you and a little about them and then there are…

Work is a wonderful part of life, it gives some purpose and some income. It helps one afford to do the standard stuff. It’s the 40 year unwind of work, work, work, spend, spend, spend. … And lets blame all the baby boomers retiring. They always shook things up. My father once said ”do work…

This is a guessing game for those who like to gamble. I want change the name to Christmas options. Apparently, you are guessing some price, of some stock, is going to go up or down, simply put, no pun intended, you’re gambling with thousands of others, dreaming the same dream, that you might make a…

We’re old now .. and this is definitely a Howard Theory. When you know most of these answers from someone, you have a good idea as to how solid a human being they are; What qualities they operate by. Are they trusting? Do they operate with skepticism ? Forgiving ? Is their head in the…

(Such a first world way to live, embarrassing)

When considering your own life on some sort of a continuum, or are an advisor to many others, or a employer to some, a parent, uncle. I am all. This is an old theory for me, but in the last few years i’ve had to use it several times. Hold a mirror up to the…