3.     Personal responsibility:  as an adult – it is yours to design.  Not too complicated. As a teen it is a little confusing – its friends and parents and yourself. As a child it is the parents job to teach responsibility.  The earlier it starts, the better.

Don’t be stupid – It’s the Lens through which you look  – That is what sets the stage – Whatever you think you see or understand, be a little skeptical until it clarifies itself. (from the school of mistakes … from which I graduated, again.)

# 36    Read a Dictionary for fun, (in 2014 this seems funny) lets update # 36 a   Pick some favorite words – using the internet, do a search on them.  Research under general or images or maps.

Vindication – on “Principal” some of the sweetest fruit in the jungle, when financial, you just added whipped cream.

55.  Practice becoming an Opportunist – A person who finds opportunity or an upside or an angle in every situation  – It’s all good,  all the time.

Chaos – confusion of the norm. Confusion of the norm is my preferred and simplistic definition.  There are deep and scientific definitions and scary definitions of Chaos. Since I am neither deep or like scary things, lets use confusion of the norm. If you insert a little chaos into your routine, I call it personal educational…

Embrace challenge … Embrace effort.  It can create happiness and enhance your health. “If you worry and do nothing, it is simply unhealthy” by the stress of worry and concern. However, “if you worry and do something positive about it, then it is healthful”.  It becomes a mission. The science behind this is in the Brain, it has…

A Howard Theory in its development stage is about a 24-36 hr process, tops. 1. you have an opportunity …. or new idea … 2. you then compare this to your historical, random thought process inside your brain, analyzing how close or how far this from being real and practical …. 3. you then recalibrate the idea…

pursuit of wisdom – these 4 items can be attained by anyone about anything. knowledge, skills, effort, character, stir those things together, let it sit over night, sprinkle it with common sense and I think you may get some wisdom. H.